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Paycheck Budget Spreadsheet for Excel 2027.

A paycheck budget spreadsheet that answers the question every payday: which bills does this paycheck have to cover, and what is left? Type your bills once. Every payday of 2027 is worked out for you, with the bills due before the next payday, sorted by due date.

  • arling-paycheck-budget-2027.xlsx: ready for your numbers
  • arling-paycheck-budget-2027-sample.xlsx: an example household paid every 2 weeks, filled in to 30 Sep 2027, so you can see every sheet with real numbers first
  • Quick start guide (PDF, 3 pages): opening the file in Excel, the first steps, common questions

Buy on Etsy, 6.90 € What is inside

Paycheck Budget, Bills sorted by due date, Excel .xlsx. Real pages from the files you download, laid on a desk: the printed Bills sheet of the sample file, the printed Dashboard sheet of the sample file and the printed Paychecks sheet of the sampl...

The first picture of the Etsy listing, as shoppers see it there.

6.90 €

for this spreadsheet as a digital download on Etsy. Nothing is shipped.

Buy on Etsy, 6.90 €

Etsy handles the payment and the instant download: once Etsy confirms payment, the files are in Purchases and reviews on Etsy.com. Etsy may show the price in your currency and add tax for your country; it shows the final total before you pay.

Content and support: ARLing s. r. o., Company ID 56583486, Bratislava. For a file or printing problem, send an Etsy Message with your order number and the file name.

What is inside

What you get.

  • arling-paycheck-budget-2027.xlsx: ready for your numbers
  • arling-paycheck-budget-2027-sample.xlsx: an example household paid every 2 weeks, filled in to 30 Sep 2027, so you can see every sheet with real numbers first
  • Quick start guide (PDF, 3 pages): opening the file in Excel, the first steps, common questions

Plain files, no ZIP, no survey, nothing to build yourself.

PAYCHECK BUDGET OR THE FULL YEAR?

This file answers one question per payday: which bills this paycheck must cover and what is left. Want a whole year budget with categories, monthly plan against actual, debt payoff (snowball and avalanche), savings goals and net worth? That is our 2027 Budget Spreadsheet (it also has a Paychecks sheet): arling.sk/shop/budget-2027/

Paycheck Budget Spreadsheet for Excel 2027, Biweekly and Weekly Budget by Paycheck, Bill Tracker Sorted by Due Date, Budget Template
Picture 2 of the Etsy listing.
Paycheck Budget Spreadsheet for Excel 2027, Biweekly and Weekly Budget by Paycheck, Bill Tracker Sorted by Due Date, Budget Template
Picture 3 of the Etsy listing.

From the listing

7 sheets.

  • Start here: 5 steps with a link to every sheet
  • Settings: year, how often you are paid (weekly, every 2 weeks, twice a month or monthly), first payday, usual take home pay, what you save from each paycheck, 30 spending categories
  • Bills: up to 60 bills, typed once: amount, first due date and how often (monthly, every 2 weeks, weekly, every 3 months, yearly or once). Times per year, total and next due date are calculated.
  • Paychecks: every payday of the year (up to 54). For each one: the pay, the bills due before the next payday with their total and the first 8 names sorted by due date, saving, spending in that period, and what is left. A red Left shows a paycheck that comes up short.
  • Spending: up to 500 purchases. Each one goes to the paycheck it was spent from.
  • Dashboard: your next payday and the bills it must cover, the whole year (pay, bills, saved, spending, left over), short paychecks, bills due before your first payday, and a Data check
  • Calc: every due date of every bill, visible and locked, so each number can be traced

From the listing

How it works.

  • You type in Bills once and in Spending as you go. Everything else is calculated.
  • A bill belongs to the last payday before its due date. A bill due on the 31st is due on the last day of shorter months.
  • A different amount on one payday (overtime, a bonus)? Type it next to that payday.
  • Gray cells are calculated and locked without a password, so nothing breaks by accident. One click (Review, Unprotect Sheet) unlocks them.
  • Data check finds a missing first payday, bills without an amount or due date, bills typed twice, spending without a date and more. It says All good or tells you what to fix.
  • Any currency: type your symbol in Settings.

From the listing

Works in.

Microsoft Excel 2016 or newer. We test every release in Excel on Windows. No macros, no scripts, no add ins, no account.

From the listing

How we test it.

Before release the file is recalculated in Microsoft Excel (12,934 formulas, no errors), and every calculated cell is compared with a separate calculation written from scratch, in the example file, in the empty file and in 8 generated years with every pay frequency and deliberate mistakes. The pictures in this listing are drawn from the example file.

From the listing

Good to know.

  • This is a digital download. Nothing is shipped.
  • Made for a computer screen. Not tested yet: Excel for Mac, Excel for the web, Google Sheets, phone and tablet apps, Apple Numbers.
  • Text and labels are in English.
  • The file is a tool for your own records. It is not financial advice.
  • Questions or a problem with the file: send us a message and we will help.

Questions

Before you buy.

How do I download it?

After Etsy confirms your payment, download the files from Purchases and reviews on Etsy.com in a web browser. Downloads are not available in the Etsy app. If you bought as a guest, use the download link in your Etsy receipt e-mail. It is a digital download only, so nothing is shipped.

Which files do I get?

arling-paycheck-budget-2027.xlsx: ready for your numbers. arling-paycheck-budget-2027-sample.xlsx: an example household paid every 2 weeks, filled in to 30 Sep 2027, so you can see every sheet with real numbers first. Quick start guide (PDF, 3 pages): opening the file in Excel, the first steps, common questions. Plain files, no ZIP, no survey, nothing to build yourself. PAYCHECK BUDGET OR THE FULL YEAR? This file answers one question per payday: which bills this paycheck must cover and what is left. Want a whole year budget with categories, monthly plan against actual, debt payoff (snowball and avalanche), savings goals and net worth? That is our 2027 Budget Spreadsheet (it also has a Paychecks sheet): https://www.etsy.com/listing/4583351511.

Can I get my money back?

If a file is faulty or not as described, we put it right. For the right of withdrawal in the EU, the Etsy listing says: "For EU consumers, the statutory right of withdrawal is lost when the supply of digital content begins only if you have expressly consented to immediate supply, acknowledged the loss of that right, and the legally required confirmation has been provided. This does not affect your statutory rights if the files are faulty or not as described, or any applicable Etsy Purchase Protection." If a file does not open or print, send an Etsy Message with your order number and the file name, and we will help. Please never send card or payment details.

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Buy on Etsy, 6.90 €