ARLing

You send the file.You get the list of payments that will not go through after 15 November.

From 15 November 2026 the bank rejects the whole SEPA file if even one payment in it carries the address as a single line of text. We run your pain.001 through our tool and within 24 hours send the corrected file and a written report. You do not have to paste anything or dig through anything.

  • report within 24 hours
  • corrected file and written report
  • the file deletes itself after 30 days

How it works

Three steps, no registration.

  1. You pay 149 €

    By card through Stripe. You get the receipt from Stripe, there is nothing to fill in and no account to create.

  2. You upload the file on the site

    Right after the payment Stripe sends you to a page where you drag in or choose the file. One bulk payment order is enough, the one you last sent to the bank. If you have several exports, upload them all.

  3. Within 24 hours you have the corrected file and the report

    We send the corrected pain.001, which you can send to the bank, and write down which payments would be rejected after the deadline, on which line, and exactly what to send to your software vendor so that the next export comes out right.

Why pay, when the check is free

Because not everyone wants to fiddle with XML.

The free check at arling.sk/sepa-pain001-doctor finds the same errors and will never become paid. If you can open the exported file and paste it into a field, use it and pay nothing.

This is for the person who handles payments for several clients, does not want to dig through XML and needs one thing to pass on: a written report, the corrected file and a ready question for the software vendor. The difference is not in the check, but in who does it and in what form you get the result.

What happens to your file

The file is only for the check, then we delete it.

We use your pain.001 only for the check you paid for. For nothing else, we do not pass it on to anyone and we do not use it to train any models.

On our side only ARLing s. r. o. has access to it. It is stored with our processor Cloudflare with a 30-day limit: after that it deletes itself, whether or not anyone remembered.

That is deliberate: a bulk payment order contains the IBANs, amounts and addresses of your suppliers. Such data has no reason to sit anywhere other than with you and your bank.

Questions

What people ask before they pay.

What happens to my file?

We go through it, correct it, write the report, and after 30 days it deletes itself. We do not pass it on and we do not use it for anything else. If you want, you can remove the names from it before uploading and leave only the IBANs, amounts and addresses: that is enough to check for the deadline.

What if you find nothing in the file?

That is an answer too, and you get it in writing as well. If your export contains no addresses at all, it will go through after the deadline exactly as it does today and you have nothing to do. We do not refund in that case, because the work was done and you have the certainty, but we tell you straight and we do not invent a problem.

Do you correct the file for me?

Yes. You get the corrected file, which you can send to the bank. On its own it would not be enough, because next month you would export the same one again. That is why the report also includes the exact wording of the question for your accounting software vendor: the corrected file solves this month, the question for the vendor solves the next one.

Are you a bank or a tax adviser?

Neither. ARLing is a software company. The check is a format check, it compares your file with what the banks and the SEPA rulebooks have published. It is not tax or legal advice, and a clean result does not guarantee that the bank accepts the payment. Your bank decides acceptance.

Why 149 € and not a monthly subscription?

Because this problem gets solved once. When your program starts writing the address correctly after the fix, you no longer need the check. A monthly subscription makes sense for tools you use all the time, and those are in the Bank tools bundle.

Can I withdraw and get my money back?

If you buy as a consumer, you have 14 days to withdraw from the contract without giving a reason. The check is a service that starts right away, though: on the upload page you tick a box agreeing that the service starts before the withdrawal period ends, and uploading the file starts it. Once the corrected file and the report are delivered, the right of withdrawal is lost. If we do not deliver the corrected file and the report within 24 hours of the upload, or if we cannot correct the file, we refund the full amount of 149 €. Write to andrej@arling.sk. Details are in the terms.