What does BR-DE-20 mean?

E-invoice rule XRechnung 3.x

BR-DE-20: With a SEPA direct debit (code 59)

With a SEPA direct debit (code 59) cac:PaymentMandate/cac:PayerFinancialAccount/cbc:ID should hold a valid IBAN.

Check your own file (free) Create an e-invoice

Original wording of the rule

[BR-DE-20] "Debited account identifier" (BT-91) soll eine korrekte IBAN enthalten, wenn in "Payment means type code" (BT-81) mit dem Code 59 SEPA als Zahlungsmittel gefordert wird.

Source of the quotation: XRechnung 3.x (itplr-kosit/xrechnung-schematron, Apache 2.0 licence)

How to fix it

Open the XML file and find the element cac:PaymentMandate/cac:PayerFinancialAccount/cbc:ID.
Add or correct the element the way the wording of the rule above asks for.
Save the file and check it again with our checker. It runs in your browser, the file is never uploaded.

A correct UBL 2.1 snippet

<cac:PaymentMandate
    xmlns:cac="urn:oasis:names:specification:ubl:schema:xsd:CommonAggregateComponents-2"
    xmlns:cbc="urn:oasis:names:specification:ubl:schema:xsd:CommonBasicComponents-2">
  <cac:PayerFinancialAccount>
    <cbc:ID>SK3112000000198742637541</cbc:ID>
  </cac:PayerFinancialAccount>
</cac:PaymentMandate>

The snippet is only the part of the document the rule is about. Put it in the right place inside your invoice; the namespaces are written here only so that the snippet reads on its own.

When it is reported

Profile: XRechnung 3.x

How we rate it: warning

UBL elements: cac:PaymentMandate/cac:PayerFinancialAccount/cbc:ID

Where we point in the file: /Invoice/cac:PaymentMeans/cac:PaymentMandate/cac:PayerFinancialAccount/cbc:ID

Related rules

BR-DE-1 XRechnung requires payment instructions (BG-16)
BR-DE-2 XRechnung requires seller contact details (BG-6)
BR-DE-3 The seller address is missing the city (BT-37, cbc:CityName)
BR-DE-4 The seller address is missing the post code (BT-38, cbc:PostalZone)
BR-DE-5 The seller contact details are missing the contact point name

Our check is not complete: we do not check the XSD schema and we do not implement every rule, and a file that passes says nothing about whether the buyer or the Peppol network will accept it. Licences for the quoted wordings are listed in our sources.